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Hi, I am Nina Hale and Welcome to my Website!

I am a licensed Loan Originator and Branch Manager. It has been my privilege to serve in the Mortgage and Real Estate community for nearly 30 years. My experience has given me deep insight into the entire home financing process from application to closing and beyond. My goal is to provide you exceptional service. I enjoy the rewarding experience of meeting people and helping them realize their dreams of home ownership.

Amerifirst Financial, Inc. provides competitive rates on Purchase and Refinances:

  • Conventional Loans
  • Jumbo Loans
  • Down Payment Assistance
  • Reverse Mortgages

Mortgage Calculator

Buying a home is a big investment with expenses you may not have thought about. Use our mortgage calculator to estimate your mortgage payment, including taxes and insurance.

Please enter a valid home price


30-Yr Fixed / 4.25% Interest
  • Principal & Interest $949
  • Property Tax $250
  • Homeowners Insurance $58
  • Mortgage Insurance $84

Additional Calculators

How Much Will My Payments Be?
Calculate your monthly payment with applicable finance charges, PMI, hazard insurance, and property taxes.

Mortgage Principal Calculator
This calculator allows you to "peek into the future", allowing you to see the remaining balance of your mortgage after several payments.

Affordability Calculator
How much can you borrow from a lender? Use this calculator to calculate the amount you can afford from the lender's point of view.

Mortgage Length Calculator
This calculator will help you to determine your savings if you make larger monthly payments.

What if I Pay More Every Month?
See how your mortgage will be reduced, if you pay $$$ more every month.

Should I Refinance?
Is your old APR (Annual Percentage Rate) too high? Estimate the benefits of refinancing using this calculator.

Tax Benefits Calculator
This calculator will calculate your tax savings after a house purchase. Financial analysis includes first year as well as total tax savings.

Should I Pay Points to Lower My Interest Rate?
Calculate how much points affect your monthly payments and how fast they will pay for themselves.


Nina is the absolute best! This was our third home purchase with Nina and once again the process was flawless thanks to her efficient help. Thank you again Nina! PR Perez
Very helpful and responds fast to questions or issues. Is really good at finding you the best rate. Ernesto becerra Electrician
Nina was incredibly helpful, patient, and very organized. She spent a great deal of time with me navigating through the electronic paperwork. I could not have done it without her. She is a wonderful lady and would definitely recommend her. Rita Poole Homeowner
Nina was AMAZING! she was very patient and answered every question i had. She took the time to walk me through EVERYTHING. Buying a home wasnt as stressful as most people make it seem it to be and I have her to thank for that. The process was very smooth. Definetly someone I would ... READ MORE Alissa hoffmann Home buyer
Nina is excellent, honest and very professional. Valerie Goodman
Nina is AWESOME!!! She's a sweet, professional woman that genuinely cares about her customers. My best experience ever with buying a house. Tye Landry Tye Landry Happy Customer!!!
We had a great experience working with Nina Hale. She was recommended to us after our previous mortgage broker (at a different bank) moved to another company. Nina was amazing from the start! She was organized, efficient and ethical. We were able to close on our home quickly. Our ... READ MORE Elizabeth Meade
I think Nina did a wonderful job . Getting our loan all ready to go . She was very perfessional an yet willing to help in all she could do,at any time . I would say has a high knowledge in her field . I would recommend her highly . Mrs Edith Parsons Edith Jeraldine Parsons Mrs.
This was life experience me and my family will never forget. We are forever grateful for all the help and hard work Nina and her team was to us during this process. We had been trying for months to get pre qualified for a home, and when I reached out to Nina before even switching she ... READ MORE Veronica Herrera Veronica Herrera Call Center Lead

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